Interest Free Funeral Payment Plans
Take a look at our interest free funeral payment plans with upto 2 years 0% finance
Rising Cost of Funerals
Funeral costs are increasing faster than inflation, are service providers (funeral director’s) regulated?
Funeral plan price comparison
There are numerous companies offering prepaid funeral plans; how do we compare?
Funeral plan finance options
We have some formidable options to spread the cost of our plans.
Rising Cost of Funerals
The Ever Increasing Cost of Funerals
The rising cost of funerals is outstripping the rate of inflation each year, lamentably the essential fact for many families means that traditional budgeting for a funeral is often falling short to cover the cost. A report published by the Sun Life in 2013 highlighted that the average funeral cost in 1997 was £1,230 and the average cost today is +£4,000. The increase in cost is approximately 225%; estimates released by industry experts have predicted the cost to be somewhere between £7,000 and £8,000. As a partner with Safe Hands, we absolutely guarantee that however long you live and however expensive a funeral is when you pass away, there will always be sufficient funds in the trust to cover the director’s fees and services.
National Federation of Funeral Directors
A charter has been set out by the NFFD to ensure that fair prices are charged to service users, to protect client representatives from being exploited by unethical business practitioners. The organisation is sometimes mistakenly referred to as the Nation Association of Funeral Directors. We would like to point out that both organisations are entirely separate. We recognise the merits of both and emphasise the importance of seeking out accredited members who adhere to the regulations and guidelines on fair pricing and practices.
How do we compare on price for prepaid funeral plans?
Pearl
£3,355.00
Golden Charter – £3,625
Dignity – £3,535
Age UK – £3,495
Liberty – £3,350
Sapphire
£3,595.00
Golden Charter – £3,995
Dignity – £3,885
Age UK – £3,845
Liberty – £3,800
Ruby
£3,900.00
Golden Charter – £4,540
Dignity – £4,225
Age UK – £4,245
Liberty – £4,200
Pre-paid funeral plan finance options
Up to 24 months interest free
We realise the cost of a plan can be expensive to cover in one payment, that is why we offer payment plans of upto 120 months to lessen the burden. The best news is that we can currently offer either a 12 month or 24 month payment plan entirely interest free on any of our plan choices.
Minimum £250.00 deposit
All the plans that we offer require a minimum deposit if you decide to spread the cost over an agreed period. You can of course make a larger initial deposit, this will of course affect the monthly amount accordingly.
3rd Party Charges
With the exception of the Classic (Topaz) plan, 3rd party (disbursements) are covered in each plan, to read the specifics of what is covered, please click here.
I want to spread the cost. How much will my monthly payments be?
(monthly payments based on minimum £250.00 deposit)
Topaz
24 Month
(Interest Free)
£84.38
per month
Total Payable
£2,275.00
120 Month
(with interest fees)
£23.63
per month
Total Payable
3085.00
Pearl
24 Month
(Interest Free)
£129.38
per month
Total Payable
£3,355.00
120 Month
(with interest fees)
£36.23
per month
Total Payable
£4,597.00
Sapphire
24 Month
(Interest Free)
£139.38
per month
Total Payable
£3,595.00
120 Month
(with interest fees)
£39.02
per month
Total Payable
£4,933.00
Ruby
24 Month
(Interest Free)
£152.08
per month
Total Payable
£3,900.00
120 Month
(with interest fees)
£42.58
per month
Total Payable
£5,360.00